Cannabis Insurance Blog
Workplace Accidents Cost Money, Period!
EMPLOYEES ARE your most valuable assets, but many businesses overlook the importance of having a workplace safety program in place to protect them. Loss control is about employers caring for their workers’ safety. Successful loss control programs are means of reducing...
Rate Filing Expands COVID-19 Surcharge Tiers
THE WORKERS’ Compensation Insurance Rating Bureau has amended its 2021 rate filing to make its earlier recommended COVID-19 surcharge more equitable. The Rating Bureau is leaving unchanged its overall recommendation that benchmark rates be increased an average of 2.6%...
Protecting Your Business During Wildfires
THE WILDFIRE danger continues growing in California, but it’s not only homes that are being burned to the ground. Hundreds of business owners have seen their facilities succumb to the flames, leaving nothing but charred skeletal remains. If you have a business in an...
More Firms Urge Workers to Get Seasonal Flu Shots
AS THE Centers for Disease Control has recommended that everyone get a flu shot this year due to the COVID-19 pandemic, many employers are wondering if they can require seasonal flu vaccinations for their staff. The CDC and the medical community recommend it in order...
COVID-19 Claims Growing Among Workers
THE NUMBER of COVID-19 workers’ compensation claims in California has seen a steady climb, reaching a total of 31,612 from when the pandemic started until the end of July, according to the latest figures from the Division of Workers’ Compensation. In July, 9,515...
Courts Rule Business Interruption Claims Invalid
A SECOND COURT has ruled that an insurer does not have to pay business interruption claims by companies that saw their sales run dry due to the COVID-19 pandemic, which could make it difficult for businesses to successfully collect on such claims. In the more recent...
Law Adds Independent Contractor Exemptions
A NEW LAW has come to the rescue of a number of freelance professions by exempting them from the onerous requirements of AB 5, which required most independent contractors to be classified as employees in California. Governor Gavin Newsom on Sept. 1 signed AB 2257 as...
New Agricultural Safety Rules for Night Work
CAL/OSHA has implemented new lighting requirements for agricultural operations that are conducted after sunset. The Cal/OSH Standards Board adopted the regulation in February and after receiving clearance by the Office of Administrative Law, it took effect July 1....
Four Ways to Employ Better Driving Employees
A CARELESS DRIVING employee can result in a substantial liability claim, particularly if a third party is injured. If one of your drivers is found to have been engaged in distracted driving, any judgment or settlement for a personal injury could easily cost more than...