Cannabis Insurance Blog
New Tracking Rules Challenge Employers
SB 1159, signed into law in September, requires that when a California employer learns that an employee has tested positive for coronavirus, it must report that positive case to its workers’ compensation carrier within three business days. There is a lot of ground to...
COVID-19 Relief Bill Extends Unemployment Benefits, PPP
THE $900 billion COVID-19 relief bill, passed by Congress and signed into law on Dec. 27, includes a number of provisions that affect employers and their workers in terms of paid sick leave and Emergency Family and Medical Leave Act provisions. The legislation also...
Why Every Business Needs Non-Owned Auto Cover
EVEN BUSINESSES that own fleets of autos sometimes use vehicles that do not belong to them. Often, a business asks an employee to run an errand or visit a customer or vendor using that employee’s car. The organization may become legally liable for anything an employee...
The Story Behind Increasing Commercial Auto Rates
COMMERCIAL AUTO insurance rates have been on the rise since 2011, increasing often by more than 10% a year as accidents and claims costs have soared. The trucking industry has been the hardest hit by the steep increases, and there are a number of factors contributing...
COVID-19 Claims Grow as Overall Claims Plummet
HILE THE number of COVID-19 workers’ compensation cases filed in California continues to grow, total workplace injury and illness claims in the state fell nearly 20% in the first nine months of 2020 compared to the same period in 2019. Through November, the state had...
How to Avoid Running Afoul of Wage and Hour Laws
WITH INCREASES in litigation and federal and state enforcement of wage and hour laws, employers should make sure they comply with laws at both the federal and state levels. All businesses should conduct periodic self-audits addressing the various wage and hour issues...
Three Major Cyber Threats to Businesses
CYBER-SECURITY THREATS have continued growing. In fact, they ramped up during 2020, and the trend according to experts is that the risks will continue to grow at an exponential rate. And small to mid-sized firms that think they will fly under the radar of cyber...
Law Imposes New COVID-19 Reporting Requirements
CALIFORNIA EMPLOYERS already have a lot to digest after Cal/ OSHA issued sweeping new COVID-19 safety regulations in November. Now they face additional requirements starting Jan. 1, thanks to a new law. AB 685 expands Cal/OSHA’s authority to issue stop-work orders to...
Your New Year Insurance Checklist
As 2021 gets underway and while you’re making New Year’s resolutions, you should also resolve to review the state of your business’s insurance program. The best way to do that is to start by reviewing your enterprise’s activities in the past year and how they may...