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Top 10 Reasons You Need a Cyber Policy

Top 10 Reasons You Need a Cyber Policy

Jul 17, 2025 | Business Insurance, Business Interruption

1. Data is a valuable asset Your data is almost certainly worth many times more than the physical equipment that stores it. A standard property policy would not respond in the event that this data is damaged or destroyed. A cyber policy can provide comprehensive...
The Risks Behind Conducting Background Checks

The Risks Behind Conducting Background Checks

Jun 29, 2025 | Business Insurance, Business Interruption

EMPLOYERS ARE increasingly facing lawsuits over how they handle background checks during the screening process for job applicants. For a lesson in what can happen, take the recent class-action lawsuit filed against a Whole Foods Market Inc. store in Fresno,...
House Panel Advances Bill to Ban Hemp THC Products

House Panel Advances Bill to Ban Hemp THC Products

Jun 20, 2025 | Business Insurance, Business Interruption

THE HOUSE Appropriations Subcommittee on Agriculture in early June passed a spending bill that could dramatically reshape the U.S. hemp industry. The bill, which focuses on a number of unrelated spending issues, would redefine hemp under federal law to ban cannabis...
Cal/OSHA Making Changes to Heat Illness Rules

Cal/OSHA Making Changes to Heat Illness Rules

Jun 13, 2025 | Business Insurance, Business Interruption

CAL/OSHA has released draft language that would require employers of outside workers to take additional steps to ensure their safety when working in high heat conditions. The proposed rules were written to implement legislation — AB 2243 — signed into law in 2022 to...
Sales Slide as Buyers Shift to Lower-Cost Products

Sales Slide as Buyers Shift to Lower-Cost Products

Jun 2, 2025 | Business Insurance, Business Interruption

CALIFORNIA’S LEGAL cannabis market is feeling the strain of a changing economy, as state data shows a sharp revenue decline in the first quarter of 2025, despite consumers purchasing more product overall. Licensed dispensaries and retailers reported $1.08 billion in...
10 Tips for Dealing with OSHA Inspections, Citations

10 Tips for Dealing with OSHA Inspections, Citations

May 30, 2025 | Business Insurance, Business Interruption

WHEN OSHA shows up, it’s not the time to figure things out on the fly. Whether you’re in construction, manufacturing or any other field with safety exposure, knowing the ground rules can make all the difference between a successful visit or one where you leave...
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