Dec 11, 2022 | Business Insurance, Workers’ Compensation
THE DIVISION of Workers’ Compensation diligently polices compliance with California law that requires all employers, no matter how small, to cover their employees with a workers’ comp policy. Many small business owners make the mistake of not securing a policy after... 
Nov 14, 2022 | Business Insurance, Workers’ Compensation
A RECENT STUDY has found that injured workers are often left feeling frustrated and fending for themselves after they file a workers’ compensation claim. The survey of injured workers by researchers at the University of Waterloo in Ontario, Canada found that workers... 
Sep 30, 2022 | Business Insurance, Workers’ Compensation
ALTHOUGH WE are in a low workers’ compensation rate environment, eventually the market will turn and rateswill start to rise. While you may not feel much urgency now if you have a few claims, once rates turn, those claims could become more magnified and start... 
Aug 7, 2022 | Business Insurance, Workers’ Compensation
MANY SMALL business owners make the mistake of not securing workers’ compensation insurance after they hire their first employee. Some mistakenly believe they need at least five employees before they must secure coverage. But in California there is no minimum andif... 
Jul 24, 2022 | Business Insurance, Business Operations, Workers’ Compensation
ONE OF the keys to keeping the costs of a workers’ compensation claim from spiraling out of control is prompt claims reporting. Claims are routinely filed late, either by the injured worker who fails to report it to the employer, or the employer dawdling or... 
Jun 30, 2022 | Business Insurance, Business Operations, Workers’ Compensation
WITH WAGE and hour litigation increasing in California, employers need to be especially careful of employees who eat lunch at their desks and work while eating. A recent study found that three in five workers report eating lunch at their desks at least sometimes. Even...