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Staff Texting Blows Holes in Communications Policies

Staff Texting Blows Holes in Communications Policies

Oct 24, 2022 | Business Insurance, Business Operations

IF YOUR employees are communicating with each other and clients via texting or instant messaging using their own phones, should you ever need access to those communications you could be in a for a rude surprise. While the immediacy of texting and instant messaging is...
Rules for Owners Who Want Coverage Exemption

Rules for Owners Who Want Coverage Exemption

Oct 17, 2022 | Business Insurance, Business Operations

IF YOU OWN your business and have employees, you are likely exempt from having to cover yourself under your workers’ compensation policy in California. But what if you have multiple owners? There are rules promulgated by state law that set out the parameters for when...
Many Factors Drive Climbing Insurance Premiums

Many Factors Drive Climbing Insurance Premiums

Sep 5, 2022 | Business Insurance, Business Operations

INFLATION IS not just affecting the cost of food and fuel. It’s also spilled over to the price of almost every industrial item, as well as building materials and services. Anybody running a business, particularly one that carries inventories or has to invest in...
Don’t Get Caught Holding the Bag If Your Firm Is Sued

Don’t Get Caught Holding the Bag If Your Firm Is Sued

Jul 30, 2022 | Business Insurance, Business Interruption, Business Operations

THERE IS no set formula regarding how much liability insurance a business needs. However, the more coverage you have, the more bulletproof your business becomes. If you are running a thriving firm, you will probably want minimal disruption if an incident occurs in...
Reporting Claims Later Can Push up Costs 50%

Reporting Claims Later Can Push up Costs 50%

Jul 24, 2022 | Business Insurance, Business Operations, Workers’ Compensation

ONE OF the keys to keeping the costs of a workers’ compensation claim from spiraling out of control is prompt claims reporting. Claims are routinely filed late, either by the injured worker who fails to report it to the employer, or the employer dawdling or...
Workplace Bullying Can Cost Your Company

Workplace Bullying Can Cost Your Company

Jul 16, 2022 | Business Insurance, Business Operations, Compliance Reminder

WORKPLACE BULLYING is on the increase, and it constitutes a major risk to companies that fail to take action. If you learn of a bully in your ranks, you need to take immediate steps to mount a serious investigation and take action if the accusations turn out to be...
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