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Pay Attention to Exclusions in Cyber Policies

Pay Attention to Exclusions in Cyber Policies

Oct 4, 2023 | Business Insurance, Business Operations

While cyber threats grow and the cyber insurance market evolves, insurers are regularly adjusting their policy terms and conditions in response to new threats and exposure. Carriers have amassed nearly a decade’s worth of data and are getting more stringent...
Keep Injured Staff in the Loop to Reduce Claims Costs

Keep Injured Staff in the Loop to Reduce Claims Costs

Sep 30, 2023 | Business Insurance, Business Operations

ONE OF the main ways to reduce workers’ compensation costs is to get injured workers back on the job as quickly as possible, and when it is safe to do so. The key, experts say, is to help the injured employee better engage in the workers’ comp system, so they have a...
Handling Health Insurance for Remote Workers

Handling Health Insurance for Remote Workers

Sep 21, 2023 | Business Insurance, Business Operations, Workplace Safety

SINCE THE COVID-19 pandemic, more employers are allowing their staff to work remotely on a permanent basis. This newfound freedom for American workers has allowed many of them to leave the cities they were living in for small towns or even more remote areas around the...
New Rules for Using AI in Employment Decisions

New Rules for Using AI in Employment Decisions

Sep 13, 2023 | Business Insurance, Business Operations, Cyber Security

THE EQUAL Employment Opportunity Commission has issued new guidance on how employers can properly use software, algorithms and artificial intelligence-driven decision-making tools when screening job applicants and selecting candidates. The EEOC has grown concerned...
Insurance Commissioner Orders Another Rate Reduction

Insurance Commissioner Orders Another Rate Reduction

Aug 12, 2023 | Business Insurance, Business Operations

CALIFORNIA INSURANCE Commissioner Ricardo Lara has issued an order that cuts the average advisory workers’ compensation benchmark rate across all classes by 2.6%, starting Sept. 1. The benchmark rate, also known as the pure premium rate, is a baseline that covers just...
After How Long Should It Take for a Temp Worker or Contractor Become a Permanent Employee?

After How Long Should It Take for a Temp Worker or Contractor Become a Permanent Employee?

Aug 3, 2023 | Business Insurance, Business Operations

MANY COMPANIES contract out certain parts of their work functions to either temporary staff or independent contractors but, if someone is working for your company full time for an extended period, the question arises of when that person ought to be considered a...
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