Dec 5, 2022 | Business Insurance, Business Operations
WHEN YOU were first issued your policy, the carrier looked at the estimated sales figures or payroll data that you provided to them. It calculated your premiums based on this information. Now that you have real numbers under your belt and actual experience, the...
Nov 24, 2022 | Business Operations, Risk Management
BUSINESSES THAT are hit by wire transfer scams are increasingly finding it difficult to get their claims paidunless they have either a crime or cyber insurance policy that covers “computer fraud.” Wire transfer fraud occurs when an employee is duped into wiring funds...
Nov 5, 2022 | Business Operations
AS WILDFIRES grow in number, intensity and scope, the cost of paying for the resulting claims is causing a property insurance crisis in some parts of the state that shows no sign of disappearing anytime soon. Commercial property insurance rates have skyrocketed for...
Oct 27, 2022 | Business Insurance, Business Operations
A NEW STUDY has proven something that most health experts have suspected all along: having poor sleep habits significantly increases one’s risk for developing cardiovascular and other health problems. Activities that would constitute bad sleep habits include: Getting...
Oct 24, 2022 | Business Insurance, Business Operations
IF YOUR employees are communicating with each other and clients via texting or instant messaging using their own phones, should you ever need access to those communications you could be in a for a rude surprise. While the immediacy of texting and instant messaging is...
Oct 17, 2022 | Business Insurance, Business Operations
IF YOU OWN your business and have employees, you are likely exempt from having to cover yourself under your workers’ compensation policy in California. But what if you have multiple owners? There are rules promulgated by state law that set out the parameters for when...
